EPFO Tips: These 4 rules of EPFO have changed in 6 months so far..

EPFO Rule Changes 2025: In the year 2025, there have been some major changes for the employees associated with EPFO. EPFO has changed about 3 to 4 important rules so far in 2025, these changes can have a direct impact on your salary, PF account, and pension. So if you have not understood these new rules yet, then first know and understand them. These new rules include the process of withdrawal and new guidelines related to nominees and pensions. So in such a situation, if you are an EPFO member, then know how these rules can prove to be important for you.

EPFO Rules
If you are also a job holder, then your Provident Fund (PF) must be deducted. The Employees Provident Fund Organization (EPFO) has made some such changes in the last 6 months of 2025, of which many people will surely be unaware. Yes, so far in 2025, 4 major and important changes have been made in EPFO. So let's understand these new rules one by one in simple language so that you can stay updated and take full advantage of them.

1-Advance from PF now in minutes
Often people need to advance from PF to build a house as per their need, marriage or education of children, or for medical emergency. So now according to the new rule, you will not have to wait long for this. EPFO has started the facility of auto-claim settlement for people with special needs (like home, marriage, education, medical). This means that if your KYC is complete, then your claim will be processed by the system automatically, without any intervention, in a few hours or days and the money will come to your account quickly.

2-PF will now be transferred automatically on changing jobs
Generally, the biggest headache for people when changing jobs is to transfer the old PF account to the new one. Now you will get relief from this because EPFO has further strengthened the facility of auto-transfer. That is, if you join any new company and your UAN (Universal Account Number) is linked there, your old PF balance and its details will automatically be transferred to your new PF account. With this facility, you will continue to get full interest.

3-Role of nominee in PF
Nominee is important for PF. It is very important to make a nominee to know who will be entitled to your PF money after you. So now EPFO has made e-nomination mandatory for all members. Yes, if you have not yet updated the name of the nominee online in your PF account, then quickly go to the UAN member portal and fill in the nominee option. This promotes the financial security of the family.

4- Will you get a fixed income every month after retirement?

There is often tension about how life will go on after retirement. So now after retirement, pensioners will be able to get a regular income every month instead of a lump sum amount, for this EPFO is seriously considering bringing a special 'Systematic Withdrawal Plan' (SWP). (Note: It is still at the proposal stage and is awaiting official announcement for full implementation). If this rule comes, then pensioners will be able to withdraw a fixed amount from their PF/pension fund every month as per their need.

Your benefit or loss from EPFO?

These changes being made by EPFO now show that they aim to make the entire process easier, faster, transparent, and member-friendly. Auto-claim and auto-transfer will save time and reduce running around. Necessary nomination will also secure your loved ones' future. Overall, it is clear that this change will prove to be good for you.

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